Author Archives: Danielle Kunkle

Enrolling in Texas Medicare – Easy as One, Two, Three

Medicare Enrollment in Texas is handled by the social security office. When you get original Medicare, your traditional benefits will be made up of Medicare Part A hospital coverage as well as Medicare Part B outpatient coverage. Don’t let signing up for social security confuse you – it is a separate process from enrolling in Medicare. Continue reading

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Does Medicare Cancer Coverage Pay for Chemotherapy and Radiation?

Medicare Part B, after a small annual deductible, pays 80% toward your outpatient medical treatment. While most diseases and medical conditions are covered by Medicare Part B, internal cancer is a condition which seems to cause people the most concern when thinking about future medical costs. After all, radiation, surgery and chemotherapy for cancer can be particularly expensive, even when you are only paying 20% of the price of treatment. Medigap plans are one way in which individuals can supplement their coverage under original Medicare and lower their financial risks. Continue reading

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Texas Medicare Supplement 101 for Beneficiaries

Often Texas residents feel bewildered when beginning research into Texas medicare supplements. Though Medicare mails out the Medicare & You Handbook to you, the booklet is intimidating because it uses language that the average consumer hasn’t heard before. You are not alone – thousands of Texas Medicare beneficiaries go through the same thing every month. Fortunately, there are experts available right online to help you. Continue reading

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How Texas Medicare Advantage Plans Operate

Understanding the difference between Medicare Advantage plans (MA) and medicare supplements in Texas is often tricky. In essence, Texas Medicare Advantage plans are private Medicare health plans that pay for your medical services instead of original Medicare. Supplements pay some or all of the difference between what Medicare pays and what you owe; conversely, when you enroll in an MA plan, the plan pays for part of your care, and you pay the required coinsurance or copay for each different medical service. Continue reading

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